SWIFT (BIC) and IFSC codes


The downside of international transfers with your bank

Banks use SWIFT for international transfers, but it's not the most efficient or cost-effective solution as you you might get a bad exchange rate and pay high fees. We recommend using Wise, formerly TransferWise, which is up to 5x cheaper and gives you a great rate.

There are 3 branches of “Indian Overseas Bank” in Sikkim

Bank State District City Branch IFSC code
Indian Overseas Bank Sikkim EAST SIKKIM GANGTOK GANGTOK IOBA0001624
Indian Overseas Bank Sikkim EAST SIKKIM RUNGPO CENTRAL PENDAM IOBA0003112
Indian Overseas Bank Sikkim SOUTH SIKKIM JORETHANG JORETHANG IOBA0003485
Bank Codes